MULTIPLE PAYMENT
Overview
Multiple payment is a process that provides physical or online stores to complete customer payments with any type of electronic or cashless payment. Nowadays, it includes credit card payment, QR code payment, loyalty points payment, electronic transport ticket payment (e.g., EasyCard, iPASS), direct carrier billing, etc. And the technologies of cardless payment will develop towards credit card tokenization technology and tap-to-pay on mobile phone technology. With the help of these technologies, we can build a multi-card-free payment environment. According to the "Future Trend Report of Financial Industry Payments" put forward by the international financial organization VISA, from 2020 to 2025, the number of global cashless transactions will grow by more than 80%. In response to the future development trend of the Metaverse, it will invest in the research and development of technologies and services such as payment of virtual and real currencies and digital asset transaction to meet the needs of Metaverse business applications.MULTIPLE PAYMENT
CORE TECHNOLOGY
- Intelligent Payment Gateway Technology
- Accept Contactless Payments with NFC Technology
- Mobile Payment with Credit Card Tokenization and Encryption Technology
- Direct Carrier Billing Technology
- Virtual and Real Currency Mixed Wallet Technology
Multiple payment usage scenarios
MULTIPLE PAYMENT
Application Status
- Provide multiple payment gateways for restaurants, retail, transportation, parking, medical care, and multiple payment collection services for county and city governments. Currently, it supports 27 payment tools.
- Mobile payment technology is applied to Chunghwa Telecom Hi QR Pay APP to provide store-specific scanning code payment service.
- The Direct Carrier Billing technology is applied to Chunghwa Telecom's mobile bill collection service. Making use of the personalization and security mechanism of mobile phones. We provide consumers with Chunghwa Telecom's mobile phone equipment for consumption deduction. And charges are incorporated into mobile telecommunications bills. With monthly follow-up Mobile telecommunications billing allows mobile phone customers to have a more convenient payment choice for their Internet consumption.
- Empowering metaverse users with a unified wallet that simplifies asset management and payments by integrating multiple payment options.
- A total of 34 related patents have been applied for and certified by 2024 (31 in Taiwan, 2 in China, 1 in US).